/*
Theme Name: Ad-Safe Insurance Referral Theme
Theme URI: https://example.com/
Author: ChatGPT
Description: Professional responsive WordPress theme for independent insurance information and referral websites with Google Ads-safe disclosure structure.
Version: 1.0.0
License: GPLv2 or later
Text Domain: ad-safe-insurance
*/

:root{
  --asi-navy:#082f49;
  --asi-blue:#0f5f8f;
  --asi-sky:#e8f5fb;
  --asi-teal:#0f766e;
  --asi-gold:#f59e0b;
  --asi-text:#172033;
  --asi-muted:#5c6b7a;
  --asi-border:#dbe6ef;
  --asi-bg:#ffffff;
  --asi-soft:#f7fbfe;
  --asi-dark:#061826;
  --asi-warning:#fff7e6;
  --asi-warning-border:#f1c76f;
  --asi-radius:20px;
  --asi-shadow:0 18px 50px rgba(8,47,73,.12);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,Arial,Helvetica,sans-serif;
  color:var(--asi-text);
  background:var(--asi-bg);
  line-height:1.65;
  overflow-x:hidden;
}
a{text-decoration:none;color:inherit}
img{max-width:100%;height:auto}
.asi-skip-link{position:absolute;left:-999px;top:auto;width:1px;height:1px;overflow:hidden}
.asi-skip-link:focus{left:16px;top:16px;width:auto;height:auto;background:#fff;color:#000;padding:10px 14px;z-index:9999;border-radius:8px}
.asi-topbar{
  background:var(--asi-dark);
  color:#eaf6ff;
  font-size:13px;
  line-height:1.45;
  text-align:center;
  padding:10px 18px;
}
.asi-header{
  background:rgba(255,255,255,.96);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--asi-border);
  position:sticky;
  top:0;
  z-index:50;
}
.asi-nav{
  max-width:1220px;
  margin:0 auto;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px;
  padding:16px 20px;
}
.asi-brand{
  display:flex;
  flex-direction:column;
  min-width:210px;
}
.asi-brand strong{
  color:var(--asi-navy);
  font-size:21px;
  letter-spacing:-.03em;
}
.asi-brand span{
  font-size:12px;
  color:var(--asi-muted);
  margin-top:1px;
}
.asi-menu{
  display:flex;
  align-items:center;
  gap:18px;
  font-size:14px;
  font-weight:700;
  color:#274156;
}
.asi-menu a:hover{color:var(--asi-blue)}
.asi-nav-actions{
  display:flex;
  gap:10px;
  align-items:center;
}
.asi-phone{
  color:var(--asi-navy);
  font-weight:800;
  font-size:14px;
  white-space:nowrap;
}
.asi-button{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  padding:13px 18px;
  border-radius:12px;
  font-weight:800;
  font-size:14px;
  border:1px solid transparent;
  transition:.2s ease;
  cursor:pointer;
}
.asi-button.primary{
  background:linear-gradient(135deg,var(--asi-blue),var(--asi-teal));
  color:#fff !important;
  box-shadow:0 10px 25px rgba(15,95,143,.22);
}
.asi-button.primary:hover{transform:translateY(-1px);box-shadow:0 14px 32px rgba(15,95,143,.28)}
.asi-button.secondary{
  background:#fff;
  color:var(--asi-navy) !important;
  border-color:var(--asi-border);
}
.asi-button.secondary:hover{border-color:var(--asi-blue)}
.asi-mobile-toggle{display:none;background:#fff;border:1px solid var(--asi-border);border-radius:10px;padding:10px;font-weight:800}

.asi-hero{
  position:relative;
  background:
    radial-gradient(circle at top right, rgba(15,118,110,.14), transparent 32%),
    linear-gradient(135deg,#eef8ff 0%,#fff 65%);
  padding:76px 20px 62px;
}
.asi-hero-inner{
  max-width:1220px;
  margin:0 auto;
  display:grid;
  grid-template-columns:minmax(0,1.05fr) minmax(360px,.95fr);
  gap:44px;
  align-items:center;
}
.asi-eyebrow{
  display:inline-flex;
  align-items:center;
  gap:8px;
  background:#dff7f5;
  color:#075e58;
  border:1px solid #b6ebe6;
  font-size:13px;
  font-weight:900;
  padding:8px 12px;
  border-radius:999px;
  margin-bottom:18px;
}
.asi-hero h1{
  font-size:clamp(36px,5vw,58px);
  line-height:1.04;
  letter-spacing:-.05em;
  margin:0 0 20px;
  color:var(--asi-navy);
}
.asi-hero p.lead{
  font-size:18px;
  color:#4a5d6f;
  margin:0 0 24px;
  max-width:760px;
}
.asi-hero-list{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:10px 16px;
  margin:22px 0 0;
  padding:0;
  list-style:none;
}
.asi-hero-list li{
  display:flex;
  gap:8px;
  align-items:flex-start;
  color:#355168;
  font-weight:700;
  font-size:14px;
}
.asi-hero-list li:before{
  content:"✓";
  color:var(--asi-teal);
  font-weight:900;
}
.asi-trust-row{
  display:flex;
  flex-wrap:wrap;
  gap:12px;
  margin-top:24px;
}
.asi-trust-pill{
  background:#fff;
  border:1px solid var(--asi-border);
  box-shadow:0 8px 24px rgba(8,47,73,.06);
  padding:9px 12px;
  border-radius:999px;
  font-size:12px;
  font-weight:800;
  color:#2d4861;
}
.asi-form-card{
  background:#fff;
  border:1px solid var(--asi-border);
  border-radius:24px;
  box-shadow:var(--asi-shadow);
  padding:28px;
}
.asi-form-card h2{
  color:var(--asi-navy);
  margin:0 0 8px;
  font-size:28px;
  letter-spacing:-.03em;
}
.asi-form-card p{
  color:var(--asi-muted);
  margin:0 0 18px;
  font-size:14px;
}
.asi-grid-2{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:12px;
}
.asi-form-card label{
  display:block;
  color:#23364a;
  font-size:13px;
  font-weight:900;
  margin:13px 0 6px;
}
.asi-form-card input,.asi-form-card select,.asi-form-card textarea{
  width:100%;
  border:1px solid var(--asi-border);
  border-radius:12px;
  padding:12px 13px;
  font-size:15px;
  font-family:inherit;
  background:#fff;
  color:var(--asi-text);
}
.asi-form-card textarea{min-height:92px;resize:vertical}
.asi-submit{
  margin-top:16px;
  width:100%;
  border:0;
  color:#fff;
  background:linear-gradient(135deg,var(--asi-navy),var(--asi-blue));
  border-radius:13px;
  padding:15px 18px;
  font-size:16px;
  font-weight:900;
  cursor:pointer;
}
.asi-consent{
  margin-top:14px !important;
  font-size:12px !important;
  color:#64748b !important;
  line-height:1.55;
}
.asi-warning{
  background:var(--asi-warning);
  border:1px solid var(--asi-warning-border);
  border-radius:16px;
  padding:16px 18px;
  color:#5a3d05;
}
.asi-warning strong{color:#744d00}
.asi-section{
  padding:72px 20px;
}
.asi-section.soft{background:var(--asi-soft)}
.asi-container{
  max-width:1220px;
  margin:0 auto;
}
.asi-section-head{
  max-width:820px;
  margin:0 auto 36px;
  text-align:center;
}
.asi-section-head .kicker{
  color:var(--asi-teal);
  font-size:13px;
  font-weight:900;
  letter-spacing:.08em;
  text-transform:uppercase;
  margin-bottom:10px;
}
.asi-section-head h2{
  color:var(--asi-navy);
  font-size:clamp(28px,4vw,42px);
  line-height:1.13;
  letter-spacing:-.04em;
  margin:0 0 12px;
}
.asi-section-head p{
  color:var(--asi-muted);
  font-size:16px;
  margin:0;
}
.asi-cards{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:18px;
}
.asi-card{
  background:#fff;
  border:1px solid var(--asi-border);
  border-radius:20px;
  padding:24px;
  box-shadow:0 10px 30px rgba(8,47,73,.06);
}
.asi-icon{
  width:42px;
  height:42px;
  display:flex;
  align-items:center;
  justify-content:center;
  border-radius:13px;
  background:#e6f7f4;
  color:var(--asi-teal);
  font-weight:900;
  margin-bottom:14px;
}
.asi-card h3{
  color:var(--asi-navy);
  margin:0 0 9px;
  font-size:19px;
  letter-spacing:-.02em;
}
.asi-card p,.asi-card li{
  color:var(--asi-muted);
  font-size:14px;
  margin:0;
}
.asi-split{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:28px;
  align-items:start;
}
.asi-panel{
  background:#fff;
  border:1px solid var(--asi-border);
  border-radius:24px;
  padding:30px;
  box-shadow:0 10px 30px rgba(8,47,73,.06);
}
.asi-panel.blue{
  background:linear-gradient(135deg,#f2f9ff,#fff);
}
.asi-panel h2,.asi-panel h3{
  color:var(--asi-navy);
  margin-top:0;
  letter-spacing:-.03em;
}
.asi-panel p,.asi-panel li{
  color:var(--asi-muted);
}
.asi-checklist{
  padding:0;
  list-style:none;
  margin:18px 0 0;
}
.asi-checklist li{
  position:relative;
  padding-left:28px;
  margin:10px 0;
}
.asi-checklist li:before{
  content:"✓";
  position:absolute;
  left:0;
  top:0;
  color:var(--asi-teal);
  font-weight:900;
}
.asi-brand-hero{
  background:
    radial-gradient(circle at top right, rgba(245,158,11,.13), transparent 32%),
    linear-gradient(135deg,#f1f8fd 0%,#fff 68%);
  padding:70px 20px 50px;
}
.asi-brand-hero .asi-container{
  display:grid;
  grid-template-columns:1.1fr .9fr;
  gap:34px;
  align-items:center;
}
.asi-page-title{
  font-size:clamp(34px,5vw,54px);
  line-height:1.06;
  color:var(--asi-navy);
  margin:0 0 16px;
  letter-spacing:-.05em;
}
.asi-page-lead{
  color:#4a5d6f;
  font-size:18px;
  margin:0 0 22px;
}
.asi-disclosure-dark{
  background:var(--asi-dark);
  color:#dbeafe;
  border-radius:24px;
  padding:28px;
}
.asi-disclosure-dark h3{color:#fff;margin-top:0}
.asi-disclosure-dark p,.asi-disclosure-dark li{color:#dbeafe}
.asi-footer{
  background:var(--asi-dark);
  color:#dbeafe;
  padding:48px 20px 26px;
}
.asi-footer-grid{
  max-width:1220px;
  margin:0 auto;
  display:grid;
  grid-template-columns:1.2fr 1fr 1fr 1fr;
  gap:24px;
}
.asi-footer h3{
  color:#fff;
  margin:0 0 12px;
}
.asi-footer p,.asi-footer li{
  color:#cbd5e1;
  font-size:14px;
}
.asi-footer ul{list-style:none;margin:0;padding:0}
.asi-footer li{margin-bottom:8px}
.asi-footer a:hover{color:#fff}
.asi-smallprint{
  max-width:1220px;
  margin:30px auto 0;
  padding-top:20px;
  border-top:1px solid rgba(255,255,255,.15);
  color:#94a3b8;
  font-size:12px;
}
.asi-page-content{
  max-width:1040px;
  margin:0 auto;
  padding:64px 20px;
}
.asi-page-content h1{
  color:var(--asi-navy);
  font-size:clamp(34px,5vw,52px);
  line-height:1.08;
  letter-spacing:-.05em;
  margin:0 0 20px;
}
.asi-page-content h2{
  color:var(--asi-navy);
  margin-top:34px;
  letter-spacing:-.03em;
}
.asi-page-content p,.asi-page-content li{color:var(--asi-muted)}
.asi-notice{
  background:#eff6ff;
  border:1px solid #bfdbfe;
  color:#1e3a8a;
  border-radius:16px;
  padding:18px;
  margin:22px 0;
}
.asi-table{
  width:100%;
  border-collapse:collapse;
  overflow:hidden;
  border-radius:16px;
  border:1px solid var(--asi-border);
  margin:22px 0;
}
.asi-table th,.asi-table td{
  border-bottom:1px solid var(--asi-border);
  padding:14px;
  text-align:left;
  vertical-align:top;
}
.asi-table th{background:#f1f7fb;color:var(--asi-navy)}
.asi-table tr:last-child td{border-bottom:none}

@media (max-width:1080px){
  .asi-menu{display:none}
  .asi-mobile-toggle{display:block}
  .asi-hero-inner,.asi-brand-hero .asi-container{grid-template-columns:1fr}
  .asi-cards{grid-template-columns:repeat(2,minmax(0,1fr))}
  .asi-footer-grid{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:760px){
  .asi-nav{align-items:flex-start;flex-direction:column}
  .asi-nav-actions{width:100%;justify-content:space-between}
  .asi-phone{font-size:13px}
  .asi-hero{padding:46px 16px}
  .asi-section{padding:52px 16px}
  .asi-grid-2,.asi-split{grid-template-columns:1fr}
  .asi-cards{grid-template-columns:1fr}
  .asi-footer-grid{grid-template-columns:1fr}
  .asi-hero-list{grid-template-columns:1fr}
  .asi-form-card{padding:22px}
}